Medicare Open Enrollment: What Seniors Need to Know
Medicare Open Enrollment is an important time of year for anyone on Medicare. It’s the window when you can review your current coverage, compare options, and make changes for the upcoming year. Being informed can save you money, ensure you have the coverage you need, and prevent surprises down the line.
When Is Medicare Open Enrollment?
Medicare Open Enrollment runs October 15 through December 7 each year. During this period, you can:
Switch from Original Medicare to a Medicare Advantage plan
Switch from one Medicare Advantage plan to another
Join, switch, or drop a Part D prescription drug plan
Changes made during this period take effect January 1 of the following year.
Why It Matters
Even if you’re happy with your current plan, reviewing it annually is important. Health needs, medications, and costs can change year to year. Checking your plan ensures that:
You’re not overpaying for coverage
Your prescriptions are still covered
You have access to the doctors and facilities you prefer
Tips for Navigating Open Enrollment
Gather Your Information – Collect your current plan details, medications, and a list of your healthcare providers.
Compare Plans Carefully – Look at premiums, deductibles, co-pays, and prescription coverage.
Check Provider Networks – Make sure your doctors and preferred pharmacies are included in the plan you choose.
Ask Questions – Don’t hesitate to contact your plan’s customer service or speak with a Medicare counselor.
How a Senior Patient Advocate Can Help
Open enrollment can feel overwhelming — especially with multiple plan options and changing rules each year. A Senior Patient Advocate can:
Help review your current Medicare coverage and compare options
Explain complex terms in plain language
Ensure your medications and healthcare providers are covered
Help you submit changes correctly and on time
Having someone guide you through the process can save stress, time, and even money — making sure your healthcare needs are fully covered for the coming year.
Ready for a worry-free Medicare Open Enrollment?
Contact Us today for a personalized referral to our Medicare Partner. We will make sure you are taken care of by someone with over 30 years of Medicare experience.
WORKING WITH A MEDICARE BROKER IS ALWAYS FREE
309-373-3819